How We Establish Your Claim
We make the process as easy as…. 1, 2, 3!
Once we’ve received your enquiry, we will ask for some information relating to your payday loan claim.
We will then send you your payday claim instruction form to complete.
We’ll provide you with an update in as little as 24 hours upon review of your documents. If we believe you have a claim, we can then look into your potential refunds.
Find out if your Loan or Credit Card Has PPI Without
Any Upfront Fees!
To start your enquiry contact The Consumer Claim Line using our online form.
We’ll call you to discuss your accounts and provide you with your claim pack via email or post
Sign Your Agreement
View Our Online
We then manage the whole claim process upon receipt of your forms.
Important – Avoid Fraud & Scams
Pemberton & Associates is a Manchester company and only use email addresses such as consumerclaimline.co.uk and pemberton-associates.legal
If you receive any unsolicited communication or think there is something suspicious, please contact us on 0161 2505060.
Surely you’ve heard of Payment Protection?
Payment protection insurance which is also known as PPI, is also widely called credit insurance, loan repayment insurance or credit protection insurance, is an insurance product that enables consumers to insure repayment of credit if the borrower becomes ill or disabled, loses a job, dies, or faces other circumstances that may prevent them from earning income to service the debt.
It is not to be confused with income protection insurance, which is not specific to a debt but covers any income. PPI was widely sold by banks and other credit providers as an add-on to the loan or overdraft product.
Payment Protection Insurance has been the subject of much controversy of late, and with a good reason. PPI is an optional extra that can be added to loans and credit cards, and in some instances, bank accounts that looks to aid those who fall into difficult circumstances. While the service does indeed serve a purpose, it wasn’t always sold to banking customers in the right way.
Some customers may have agreed to the service without it being fully explained, whereas others may not even be aware they ever had PPI in the first instance.
Many people don’t even make the initial enquiry as to whether they’re due a Payment Protection Insurance refund or not, because they remember agreeing to the service, and, therefore, assume it was sold in the right way. Although there are plenty of customers who have benefited from having PPI added to their account, many others were mis-sold the insurance, as it wouldn’t have covered them if the worst case scenario occurred.
There are many reasons why a person may not be eligible or suitable for insurance.
Some of these relate to health, employment status, household income, savings, employer benefits.
This is why it is always worth making the initial enquiries, as many people really don’t know just how much they’re owed due to the mis-selling of payment protection insurance.
Whether you have been mis-sold PPI on your MBNA credit card, or you’re looking to claim PPI from Barclays, many can be dissuaded from making a claim on the assumption their claim will never be considered. However, due to the controversy caused, many financial outlets are actually keen to get their housekeeping in order, and ensure that all refunds are paid as soon as possible.
Of course, the task of making a claim and chasing the progress can be time-consuming for one person alone, especially if they lead a busy work life. However, employing our professional service means that not only do we ensure your case is strong enough to put forward, but we will also ensure that you get a response within the expected time frame detailing just how much you’re owed.
Many people may assume that only a few selected banks have mis-sold PPI, but the truth is that regardless of who you bank with, it is still possible that you could be owed a refund. Our service sees us deal with a number of financial institutes on behalf of our clients daily. These banks include Barclays, Lloyds and MBNA among many others.
Remember, regardless of whether you had PPI in your MBNA credit card, or you’re thinking about claiming PPI from Lloyds, our professional service can undertake the legwork for you, and get you a full refund where it is owed. All you have to do is supply us with whatever details you do have in relation to your account, as well as a signed authority, and you can simply sit back while we liaise with the relevant financial institutions.
Now that we know what PPI is, how it works and how can you determine if you’re owed a refund, let’s talk about someone who can actually help you get your refund.
The answer is Consumer Claim Line. We take responsibility for providing you a professional PPI checking service, paying your lenders for the information to establish any insurance on your accounts, auditing the information received and establishing PPI, how much you have paid in PPI Premiums and whether or not it was mis-sold at the time of sale.
So why chose Consumer Claim Line over other Claims Companies?
We believe in keeping things simple! Not only do we want to keep you informed with regular updates through SMS, Email, Letter of Telephone but we want to act claim back your refund fast! After all, if you was mis-sold PPI, it should be in your pocket, not the the banks!
In addition, through years of experience, we’ve streamlined the full claim processes from making a claim to securing a refund, making the claim process simple for you.
First of all, we don’t charge any upfront fees! In fact, we are against it!
We also work on a Success Basis* which means you won’t pay a penny upfront and if we are not successful in reclaiming your PPI, you won’t incur a fee.
* Subject to not cancelling your claim.
If we secured a refund of £2,400.00
Our fee of 30% plus VAT is £720.00
This leaves you with £1,680.00 after our fee has been paid.
What we’ll do for you
Consumer Claim Line is a regulated by the Claims Management Regulator in respect of Claims Management Activities. CRM33505
Full Assessment Of All Your Accounts
Establish Any Claims You May Not Be Aware Of
Handle Your Claim From Start To Finish
No Upfront Fees
Establish Potential Claims In 48 Hours
We are now able to assess your accounts and establish potential claims in as little as 48 hours of receiving your documents.
Even if you are unsure who you have had accounts with, our processes allows us to establish accounts that you may have even forgotten about.
Why use Consumer Claim Line
Our aim is to provide the best service at all times
We’ll Check Your Accounts
Even if your unsure whom you’ve held accounts,
our process allows us to establish lenders you’ve held accounts with.
We work on your claim on a success basis
subject to you not cancelling your claim.
Keeping You Informed
We’ll provide you updates via SMS, Email, Letter and Telephone as your claims progress
We’ll Prevent Delays!
Our internal systems with numerous banks and lenders means we prevent delays in processing your claims.
Forget the technical terms like ‘FCA Disp 1.6’
We make it easy for you to understand
Online Customer Support
There is nothing worse than waiting.
So we’ve made it possible to chat to us online
People are confident
in our expertise
21 February 2018
This firm has been so helpful with my claim. I would not hesitate to recommend them to anyone else. I would like to thank them for everything they have done and are still doing for me.
29 January 2018
Fabulous service so quick and easy , all staff so helpful couldn't have been easier …have referred friends due to the simple application
Watch Our Advert
Feat The Voiceover Man
With over £18.76 Billon set aside from Lloyds, Barclays, Royal Bank Of Scotland and HSBC for mis-sold Payment Protection Claims, you could be owed thousands. Watch our advert to see if you can claim!